Sydney's property market is competitive, expensive, and moves fast. You need a broker who knows the lenders, understands Sydney valuations, and can move when you need to move. That's us.
Reviewed by Jonathan Al Aaraj · October 2026
| First Home Owner Grant | $10,000 for a new home (built, bought off-the-plan, or substantially renovated) |
| Stamp duty relief | Full exemption up to $800,000, concessional rate between $800,000 and $1 million |
| Federal First Home Guarantee | 5% deposit, no LMI, with its own price cap for Sydney. No income cap or place limit since 1 October 2025. |
Source: revenue.nsw.gov.au and firsthomebuyers.gov.au · Last checked: October 2026.
The Eastern Suburbs, the Hills District, the Northern Beaches and the South-West corridor all behave differently, different price points, different valuations, and lenders respond to each differently too. A 0.5% rate difference on a $1.2M loan is $6,000 a year, so getting the lender right matters more here than in most of the country.
In most Sydney suburbs, you can't bid competitively at auction without pre-approval. I turn these around quickly so you're not left scrambling the week before an auction.
NSW charges motor vehicle duty on a sliding scale based on the vehicle's market value. [TODO: confirm the current NSW motor vehicle duty rates and any EV concession with Revenue NSW before quoting a figure.] That's on top of the price, fees and insurance, so it's worth knowing roughly what to expect before you negotiate with a dealer.
Sydney's economy runs on finance, professional services and tech in the CBD and North Sydney, with manufacturing and logistics through Western Sydney. The lender that suits a CBD consultancy is rarely the one that suits a Western Sydney logistics operator, I'll match the lender to how your business actually works.
I work with clients across all of Greater Sydney, including:
A free 15-minute call. I'll check your borrowing capacity, any first home buyer benefits, and compare rates across 40+ lenders.