Loan Calculators | Repayments & Borrowing Capacity
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Free Loan Calculators

Three calculators that give you real numbers, not just ballpark figures. Repayments, borrowing capacity, and asset finance all in one place.

Repayments Calculator Borrowing Capacity

Reviewed by Jonathan Al Aaraj · October 2026

Calculator 1 of 3

Home Loan Repayments

See your monthly repayment and total interest based on your loan amount, rate and term.

Loan Amount
$
$50K$3M
Interest Rate (p.a.) — example only
%
1%15%
Loan Term
Repayment Type
Monthly Repayment
$3,594
per month (est.)
Total Principal $600,000
Total Interest $693,840
Total Repayment $1,293,840
54% interest
Principal
Interest
Get a free rate comparison →

Results are indicative only and are not a quote, approval, or offer of credit.

Calculator 2 of 3

How much could you borrow?

A rough estimate based on your household, income and debts. No details required, see the result straight away.

$

Self-employed: use taxable income.

$
$
$
% (assessed at rate + 3% buffer)
You could borrow roughly
Enter your income
This is a rough estimate, not a quote or approval. Every lender works it out differently. I can check the real numbers across 40+ lenders.
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Asset Finance

Calculate repayments for a chattel mortgage, finance lease or equipment finance, including deposit and balloon payment options.

$
%
%
%
$

Varies by lender — [TODO: confirm typical fee]

$
Balloon payment
A balloon (residual) reduces your monthly repayments but leaves a lump sum due at the end. Common in business vehicle and equipment finance. We can help you decide if it's the right strategy.
Monthly repayment
$1,554
per month (est.)
Amount financed $72,000
Balloon amount $0
Total interest —
Total repaid —
Total cost incl. fees —
Structure this properly →

Results are indicative only. Rates vary by lender and asset type, and are not a quote, approval, or offer of credit.

Ready to get real numbers?

These are estimates.
Your real numbers come from us.

Tell us your situation and we'll give you an honest assessment of your borrowing capacity, suitable loan structures to consider, and which lenders may be worth approaching.

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