Car Finance Broker Australia

Car Finance Calculator

Before you trust the repayment, check the structure.

A lower repayment can sometimes mean a bigger balloon, longer term, added fees or more interest over time. Use this as a starting point, not the final answer.

Car price

Deposit (%)

Term (years)

Balloon (%)

Rate (p.a.)

Repayment frequency

Weekly Fortnightly Monthly

Vehicle type

Loan purpose

Already have a dealer quote?

Monthly repayment

—

indicative, subject to lender approval

Amount financed —

Balloon / residual —

Total interest —

Total repaid —

Check My Structure →

Already have a dealer quote? We can review the rate, fees, balloon and total repayment before you sign.

Results are indicative only. Rates vary by lender, credit profile and individual circumstances. Not a quote, approval, or offer of credit.

Finance solutions are provided through a panel of lenders and referral partners. Subject to lender approval and suitability.

Jonathan Al Aaraj

Available if you have questions

Before you sign… get the real numbers.

We'll help you understand the repayments, balloon structure, and total ownership cost before you commit. No obligation. No credit check.

Repayment breakdown, based on your situation

Balloon impact and real ownership cost explained

Structure review before you sign anything

No-obligation second opinion

Get the real numbers first

60 seconds. No credit check. No obligation.

First name

Phone

What car are you looking at?

Approx budget? (optional)

No credit check. No obligation. General information only. Finance is subject to lender approval, eligibility criteria and individual circumstances.

Already have a dealer quote?

Client Reviews

What clients say.

★★★★★

"I had an excellent experience working with Jonathan. He was highly professional, efficient, and attentive throughout the entire process of arranging finance for my vehicle. His support made the process smooth and stress-free. Would highly recommend him to anyone seeking reliable and professional finance assistance."

★★★★★

"Got my Ranger Wildtrak finance approved through Jonathan at CoreLend and honestly couldn't believe how quick it was. Easy to deal with, explained everything properly, and made the whole thing simple from start to finish. Would definitely recommend him."

★★★★★

"Jonathan, I am so glad I came across your content on Instagram! You were upfront, honest, and still tried to help despite the low chances of it working out for me. You came back earlier than expected and offered your guidance even when there was nothing in it for you. This speaks highly of your character and professionalism. Highly recommend CoreLend, 10/10 service."

★★★★★

"Jonathan was highly reliable and great to deal with from start to finish. His communication was clear and consistent, always keeping things straightforward and easy to follow. He was responsive, professional, and made the entire process seamless. I'd strongly recommend working with Jonathan."

★★★★★

"Jonathan was extremely trustworthy, and his communication skills were excellent throughout the entire process. He was clear, responsive, and reliable, which made everything run smoothly. I highly recommend dealing with Jonathan, he's a pleasure to work with."

★★★★★

"Jonathan and the team are excellent to work with. They're quick with replies and assistance, it feels as though they drop everything to help. There is no hesitation using the CoreLend team with anything money related. Cheers Jonathan."

Verified Google Reviews · 5.0 ★ average

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FAQ

Common questions about car finance.

Yes. Self-employed borrowers can access car finance, though some lenders assess income differently. We work with lenders that understand ABN income, and options may vary depending on how long your ABN has been active and your financial position. Subject to lender assessment.

Not necessarily. A balloon (residual) payment reduces your monthly repayments during the loan term, but means a lump sum is owing at the end. Whether it makes sense depends on your cash flow, how long you'll keep the vehicle, and your ability to manage the residual. General information only.

Some lenders do offer car finance for private sales, though policies vary. The process may differ from dealer finance in terms of documentation and security requirements. We can walk through which lenders may consider your situation.

Yes. Business-use vehicle finance may have different loan structures available, such as chattel mortgage, which could have different tax and GST implications. Speak with a qualified tax adviser before making decisions based on tax or GST treatment.

No. Submitting this enquiry form does not affect your credit score. A credit check only occurs if you formally apply for finance and give your consent.

No. We are finance brokers, not tax advisers. We can provide general information about how different loan structures work, but for specific tax or GST advice you should speak with a qualified accountant or tax adviser.

Before you sign the car loan… get the real numbers first.

Before you trust the repayment, check the structure.

Before you sign… get the real numbers.

Get the real numbers first

We've got your details.

What clients say.

Common questions about car finance.

Before you sign the quote,
understand the full structure.

Before you sign the car loan… get the real numbers first.

Before you trust the repayment, check the structure.

Before you sign… get the real numbers.

Get the real numbers first

We've got your details.

What clients say.

Common questions about car finance.

Before you sign the quote,understand the full structure.

Before you sign the quote,
understand the full structure.