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Car finance without the repayment games.

Understand the rate, fees, balloon payment and total cost before you sign. General information only — subject to lender assessment.

Start 60-second car finance check Call Jonathan
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Car Finance

Most people only look at the repayment.

The repayment is only one part of the deal. The rate, fees, loan term, balloon payment, early payout rules and total amount payable all affect how much a car finance deal actually costs. Understanding the full structure before you sign matters.

What we do

What we help you understand

  • Rate and fee structure across different lenders
  • Balloon payment options and how they affect your total repayment
  • Dealer vs private purchase — different lender policies apply
  • Business vs personal use — different loan types may be available
  • General GST and tax considerations may apply. Speak with a qualified tax adviser before making decisions.
General information only
This information is general in nature and does not take into account your objectives, financial situation or needs. Finance is subject to lender approval, eligibility criteria and individual circumstances.
Jonathan Al Aaraj
Jonathan Al Aaraj
Replies within 2 hours

See what car finance options may be available.

Takes around 60 seconds. No pressure. Just clear next steps.

No broker fees — ever
40+ lenders compared
Replies within 2 hours (business hours)
No obligation — walk away anytime
Call direct
0422 101 112
Email us
info@corelend.au

No spam. No pressure. Just clear next steps.

This information is general in nature and does not take into account your objectives, financial situation or needs. Finance is subject to lender approval, eligibility criteria and individual circumstances.

Client Reviews

What clients say.

DH
Dr Handyman
3 days ago
★★★★★

"I had an excellent experience working with Jonathan. He was highly professional, efficient, and attentive throughout the entire process of arranging finance for my vehicle. His support made the process smooth and stress-free. Would highly recommend him to anyone seeking reliable and professional finance assistance."

MA
Michel A
2 weeks ago
★★★★★

"Got my Ranger Wildtrak finance approved through Jonathan at CoreLend and honestly couldn't believe how quick it was. Easy to deal with, explained everything properly, and made the whole thing simple from start to finish. Would definitely recommend him."

GY
Ghada Yousif
3 weeks ago
★★★★★

"Jonathan, I am so glad I came across your content on Instagram! You were upfront, honest, and still tried to help despite the low chances of it working out for me. You came back earlier than expected and offered your guidance even when there was nothing in it for you. This speaks highly of your character and professionalism. Highly recommend CoreLend, 10/10 service."

MB
Miguel Bruan
9 weeks ago
★★★★★

"Jonathan was highly reliable and great to deal with from start to finish. His communication was clear and consistent, always keeping things straightforward and easy to follow. He was responsive, professional, and made the entire process seamless. I'd strongly recommend working with Jonathan."

KO
Karina Oudesho
13 weeks ago
★★★★★

"Jonathan was extremely trustworthy, and his communication skills were excellent throughout the entire process. He was clear, responsive, and reliable, which made everything run smoothly. I highly recommend dealing with Jonathan, he's a pleasure to work with."

MA
Mark Anthony
13 weeks ago
★★★★★

"Jonathan and the team are excellent to work with. They're quick with replies and assistance, it feels as though they drop everything to help. There is no hesitation using the CoreLend team with anything money related. Cheers Jonathan."

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FAQ

Common questions about car finance.

Yes. Self-employed borrowers can access car finance, though some lenders assess income differently. We work with lenders that understand ABN income, and options may vary depending on how long your ABN has been active and your financial position. Subject to lender assessment.
Not necessarily. A balloon (residual) payment reduces your monthly repayments during the loan term, but means a lump sum is owing at the end. Whether it makes sense depends on your cash flow, how long you'll keep the vehicle, and your ability to manage the residual. General information only.
Some lenders do offer car finance for private sales, though policies vary. The process may differ from dealer finance in terms of documentation and security requirements. We can walk through which lenders may consider your situation.
Yes. Business-use vehicle finance may have different loan structures available, such as chattel mortgage, which could have different tax and GST implications. Speak with a qualified tax adviser before making decisions based on tax or GST treatment.
No. Submitting this enquiry form does not affect your credit score. A credit check only occurs if you formally apply for finance and give your consent.
No. We are finance brokers, not tax advisers. We can provide general information about how different loan structures work, but for specific tax or GST advice you should speak with a qualified accountant or tax adviser.
Free, no-obligation check

Before you sign the quote,
understand the full structure.

Takes 60 seconds. No pressure. Just clear next steps.

Start 60-second car finance check Call 0422 101 112