Finance Broker QLD | Car, Home & Business Loans
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Serving Queensland

Finance Broker QLD: Car, Home & Business Loans

From Brisbane down to the Gold Coast and up to Cairns, I run the same lender comparison for every Queensland client, just by phone and video rather than a branch visit.

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Reviewed by Jonathan Al Aaraj · October 2026

Buying your first home in Queensland

First Home Owner Grant$30,000 for a new home under a contract signed on or after 20 November 2023 (homes under $750,000)
Stamp duty relief[TODO: confirm the current Queensland home/first-home transfer duty concession thresholds with the Queensland Revenue Office before quoting a figure]
Federal First Home Guarantee5% deposit, no LMI, with its own price cap for Brisbane and regional QLD. No income cap or place limit since 1 October 2025.

Source: qro.qld.gov.au (FHOG and stamp duty) and firsthomebuyers.gov.au (First Home Guarantee) · Last checked: October 2026.

Car finance in Queensland

Queensland charges vehicle registration duty on a sliding scale based on the vehicle's value and number of cylinders (with a lower rate for hybrid and electric vehicles). [TODO: confirm the current QLD vehicle registration duty rates with the Queensland Revenue Office before quoting a figure.]

Cylinder count feeds into the duty calculation here, so a work ute and a family sedan can land very differently even at a similar price.

Business finance in Queensland

Queensland's economy is built on tourism in the South East and North, mining and resources through central and western Queensland, and agriculture across the Darling Downs and Far North. A Cairns tour operator, a Darling Downs grain grower and a Brisbane tradie all need completely different lenders, and matching that is most of the value I add.

Areas I help across Queensland

I work with clients the length of Queensland, South East, North and the regional centres in between:

  • Brisbane
  • Gold Coast
  • Sunshine Coast
  • Townsville
  • Cairns
  • Toowoomba
  • Mackay
  • Rockhampton
  • Bundaberg

A recent QLD client

[TODO: a real story from Queensland]
Swap this for a genuine, anonymised QLD client outcome once you have one on hand, not a made-up example.

QLD finance questions

$30,000 for an eligible new home under a contract signed on or after 20 November 2023, for homes under $750,000. Source: qro.qld.gov.au, checked October 2026.
Yes. Your ABN history and income matter more than your location. I work with lenders experienced in seasonal and tourism-industry income, common across North Queensland.
It can be, lenders look closely at seasonality and cash flow in tourism-heavy regions. The right lender for a Cairns tour operator isn't always the right one for a Brisbane cafe. I'll match the lender to your industry.
Yes. FIFO and resources-sector income is common in Queensland and most lenders handle it differently, some are more generous with overtime and allowances than others.
You'd already own the land, so the loan covers just the build, released in stages as work is completed. The demolished house isn't valued, it's based on the finished home's value.

Check my options

Gold Coast, Cairns or anywhere between, I'll give you a straight answer on what's realistic before you commit to anything.

See also: Home Loans · Car Finance · Business Finance
Also Serving
Ready to get started?
Brisbane, the coast or the regions, I work the same way with every Queensland client.
Call 0422 101 112 info@corelend.au
QLD Finance Broker

Real numbers.
No pressure.

From Brisbane down to the Gold Coast and up to Cairns, I run the same lender comparison for every Queensland client, just by phone and video rather than a branch visit.

Call 0422 101 112 Email Me