Finance Broker WA | Car, Home & Business Loans
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Serving Western Australia

Finance Broker WA: Car, Home & Business Loans

A lot of WA clients are rostered on and off site, so I keep the process to a couple of short calls or a video chat whenever suits your swing.

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Reviewed by Jonathan Al Aaraj · October 2026

Buying your first home in Western Australia

First Home Owner Grant$10,000 for an eligible new residential property used as your principal place of residence
Stamp duty relief[TODO: confirm the current WA first home owner transfer duty concession and any price cap with RevenueWA before quoting a figure]
Federal First Home Guarantee5% deposit, no LMI, with its own price cap for Perth and regional WA. No income cap or place limit since 1 October 2025.

Source: wa.gov.au (Department of Finance) (FHOG and stamp duty) and firsthomebuyers.gov.au (First Home Guarantee) · Last checked: October 2026.

Car finance in Western Australia

WA charges vehicle licence duty on a sliding scale based on the vehicle's value. [TODO: confirm the current WA vehicle licence duty rates and any EV concession with RevenueWA before quoting a figure.]

It's a straightforward percentage-style calculation, but worth factoring in before you commit to a dual-cab or a tradie's work vehicle.

Business finance in Western Australia

WA's economy is dominated by mining and resources through the Pilbara and Goldfields, with agriculture across the Wheatbelt and South West, and a growing trades and construction sector around Perth. Mining-services contractors, agribusiness operators and Perth tradies all get assessed differently by different lenders, and I know which ones are comfortable with FIFO and contract income.

Areas I help across Western Australia

From Perth out to the Pilbara and the Goldfields, here's where I regularly work with WA clients:

  • Perth
  • Fremantle
  • Mandurah
  • Bunbury
  • Geraldton
  • Kalgoorlie
  • Albany
  • Broome
  • Karratha

A recent WA client

[TODO: a real story from Western Australia]
Swap this for a genuine, anonymised WA client outcome once you have one on hand, not a made-up example.

WA finance questions

$10,000 for an eligible new residential property you'll live in as your main home. If the home costs less than $10,000 to build or buy, the grant matches that lower amount instead. Source: wa.gov.au, checked October 2026.
Yes. FIFO and mining-contractor income is common in WA and most lenders have a standard way of assessing it. I'll match you to one that treats your income type fairly.
The structure's similar to any other asset finance, chattel mortgage or finance lease, but the right lender depends on the equipment type and how your business is set up. I'll point you to one that understands the sector.
No, the 5% deposit, no-LMI structure is the same whether you're in Perth or Karratha. Property price caps can differ by region though, I'll check what applies to you.
Yes. Utes and trade vehicles financed through your business can often use a chattel mortgage, which may have different tax treatment, speak with your accountant about what applies to you.

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Perth, the Pilbara or the Goldfields, the comparison across 40+ lenders works the same way wherever you're rostered.

See also: Home Loans · Car Finance · Business Finance
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On site or in Perth, I work around your roster, not the other way around.
Call 0422 101 112 info@corelend.au
WA Finance Broker

Know the real numbers.
Before you sign.

A lot of WA clients are rostered on and off site, so I keep the process to a couple of short calls or a video chat whenever suits your swing.

Call 0422 101 112 Email Me